IDFC First Power Rupay Credit Card: Save Big on Fuel and Groceries
The IDFC First Power Rupay Credit Card is a fuel savings credit card that offers up to 15X rewards points on fuel and LPG purchases at HPCL, 5X rewards points on grocery shopping, complimentary airport lounge access, travel insurance, no annual fee, and low APR.
Here are some of the key benefits of the IDFC First Power Rupay Credit Card:
- Up to 15X rewards points on fuel and LPG purchases at HPCL: You can earn up to 15X rewards points on fuel and LPG purchases at HPCL. This means that for every Rs. 100 you spend on fuel or LPG at HPCL, you will earn 150 reward points.
- 5X rewards points on grocery shopping: You can also earn 5X rewards points on grocery shopping. This means that for every Rs. 100 you spend on groceries, you will earn 50 reward points.
- Complimentary airport lounge access: You will get complimentary access to over 100 airport lounges in India and abroad. This is a great way to relax and unwind before your flight.
- Travel insurance: The card comes with travel insurance with a cover of up to Rs. 5 lakh. This will cover you for medical expenses, trip cancellation, baggage loss, and more.
- No annual fee: There is no annual fee for the IDFC First Power Rupay Credit Card. This means that you can enjoy all the benefits of the card without having to pay any annual fees.
- Low APR: The APR on the IDFC First Power Rupay Credit Card is low, which means that you will pay less interest on your outstanding balance.
If you are looking for a fuel savings credit card with a variety of benefits, then the IDFC First Power Rupay Credit Card is a great option for you.
Eligibility
To be eligible for the IDFC First Power Rupay Credit Card, you must:
- Be a resident of India
- Be at least 21 years old
- Have a minimum annual income of Rs. 30,000
You will also need to have a valid PAN card and a valid address proof.
If you meet these eligibility criteria, you can apply for the IDFC First Power Rupay Credit Card online, at select IDFC First Bank branches, or at select HPCL pumps/locations.
Here are some other things to keep in mind when applying for the IDFC First Power Rupay Credit Card:
- Your credit score will be considered when you apply for the card.
- You may need to provide additional documentation, such as a bank statement or a salary slip.
- The decision to approve or decline your application is at the discretion of IDFC First Bank.
If you are approved for the IDFC First Power Rupay Credit Card, you will receive the card in the mail within a few weeks. You can then start using the card to earn rewards and benefits.
Features and Benefits
The IDFC First Power Rupay Credit Card offers a variety of features and benefits, including:
- Up to 15X rewards points on fuel and LPG purchases at HPCL: You can earn up to 15X rewards points on fuel and LPG purchases at HPCL. This means that for every Rs. 100 you spend on fuel or LPG at HPCL, you will earn 150 reward points.
- 5X points on fuel and LPG purchases at HPCL: You can earn 5X rewards points on fuel and LPG purchases at HPCL on weekdays.
- 10X points on fuel and LPG purchases at HPCL on weekends: You can earn 10X rewards points on fuel and LPG purchases at HPCL on weekends.
- 5X rewards points on grocery shopping: You can also earn 5X rewards points on grocery shopping. This means that for every Rs. 100 you spend on groceries, you will earn 50 reward points.
- Complimentary airport lounge access at over 100 airport lounges in India and abroad: You will get complimentary access to over 100 airport lounges in India and abroad. This is a great way to relax and unwind before your flight.
- Access to over 100 airport lounges in India and abroad: You can access airport lounges in India and abroad, including those operated by Air India, Jet Airways, and Vistara.
- No additional charges for you or your guests: You and your guests can use the airport lounges without any additional charges.
- Travel insurance with a cover of up to Rs. 5 lakh: The card comes with travel insurance with a cover of up to Rs. 5 lakh. This will cover you for medical expenses, trip cancellation, baggage loss, and more.
- No annual fee: There is no annual fee for the IDFC First Power Rupay Credit Card. This means that you can enjoy all the benefits of the card without having to pay any annual fees.
- Low APR: The APR on the IDFC First Power Rupay Credit Card is low, which means that you will pay less interest on your outstanding balance.
- Easy to apply: You can apply for the IDFC First Power Rupay Credit Card online or at any IDFC First Bank branch.
- Welcome bonus of 100% rewards points on the first Rs. 500 spent on fuel: You will get a welcome bonus of 100% rewards points on the first Rs. 500 you spend on fuel. This means that you will earn 500 reward points for your first Rs. 500 spent on fuel.
- Fuel surcharge waiver of up to Rs. 250 per month: You will get a fuel surcharge waiver of up to Rs. 250 per month. This means that you will not have to pay any fuel surcharge on up to Rs. 250 worth of fuel purchases per month.
- Complimentary Roadside Assistance service: You will get complimentary roadside assistance service 24/7. This means that you will get help in case of a breakdown or accident.
These are just some of the features and benefits of the IDFC First Power Rupay Credit Card. If you are looking for a fuel savings credit card with a variety of benefits, then the IDFC First Power Rupay Credit Card is a great option for you.
How to Apply
Here are the steps on how to apply for the IDFC First Power Rupay Credit Card:
- Visit the IDFC First Bank website or the IDFC First Bank mobile app.
- Click on the “Apply for Credit Card” tab.
- Select the IDFC First Power Rupay Credit Card.
- Enter your personal and financial information.
- Upload the required documents.
- Submit your application.
You can also apply for the IDFC First Power Rupay Credit Card at select IDFC First Bank branches or at select HPCL pumps/locations.
Here are the documents that you will need to upload when applying for the IDFC First Power Rupay Credit Card:
- A copy of your PAN card
- A copy of your address proof
- A copy of your recent salary slip (if applicable)
- A copy of your last 6 months’ bank statements
If you are applying for the card at an IDFC First Bank branch, you will also need to provide a passport-size photograph.
The decision to approve or decline your application will be at the discretion of IDFC First Bank. You will be notified of the decision within a few weeks.
If your application is approved, you will receive the card in the mail within a few weeks. You can then start using the card to earn rewards and benefits.
Frequently Asked Questions (FAQs) About IDFC First Power Rupay Credit Card
What are the eligibility criteria for the IDFC First Power Rupay Credit Card?
To be eligible for the IDFC First Power Rupay Credit Card, you must:
* Be a resident of India
* Be at least 21 years old
* Have a minimum annual income of Rs. 30,000
What are the benefits of the IDFC First Power Rupay Credit Card?
The IDFC First Power Rupay Credit Card offers a variety of benefits, including:
* Up to 15X rewards points on fuel and LPG purchases at HPCL
* 5X rewards points on grocery shopping
* Complimentary airport lounge access at over 100 airport lounges in India and abroad
* Travel insurance with a cover of up to Rs. 5 lakh
* No annual fee
* Low APR * Easy to apply
* Welcome bonus of 100% reward points on the first Rs. 500 spent on fuel
* Fuel surcharge waiver of up to Rs. 250 per month
* Complimentary Roadside Assistance service
What are the documents required to apply for the IDFC First Power Rupay Credit Card?
The documents that you will need to upload when applying for the IDFC First Power Rupay Credit Card are:
* A copy of your PAN card
* A copy of your address proof
* A copy of your recent salary slip (if applicable)
* A copy of your last 6 months’ bank statements
If you are applying for the card at an IDFC First Bank branch, you will also need to provide a passport-size photograph.
How do I apply for the IDFC First Power Rupay Credit Card?
You can apply for the IDFC First Power Rupay Credit Card online, at select IDFC First Bank branches, or at select HPCL pumps/locations.
If you are applying online, you can visit the IDFC First Bank website or the IDFC First Bank mobile app. Click on the “Apply for Credit Card” tab, select the IDFC First Power Rupay Credit Card, enter your personal and financial information, upload the required documents, and submit your application.
If you are applying at an IDFC First Bank branch, you can visit the branch and ask for an application form. Fill out the application form and submit it along with the required documents.
What is the annual fee for the IDFC First Power Rupay Credit Card?
There is no annual fee for the IDFC First Power Rupay Credit Card.
What is the APR on the IDFC First Power Rupay Credit Card?
The APR on the IDFC First Power Rupay Credit Card is 18.99%.
How can I redeem my reward points?
You can redeem your rewards points for a variety of rewards, including gift vouchers, travel vouchers, and merchandise. You can also redeem your rewards points for statement credits.
How can I get help with my IDFC First Power Rupay Credit Card?
If you need help with your IDFC First Power Rupay Credit Card, you can contact IDFC First Bank customer care at 1800 266 2666. You can also visit the IDFC First Bank website or the IDFC First Bank mobile app for more information.
Conclusion
The IDFC First Power Rupay Credit Card is a great option for people who want to save money on fuel and groceries.
With its up to 15X rewards points on fuel and LPG purchases at HPCL, 5X rewards points on grocery shopping, complimentary airport lounge access, travel insurance, no annual fee, low APR, and easy-to-apply, the IDFC First Power Rupay Credit Card is a valuable addition to any wallet.
If you are looking for a fuel savings credit card with a variety of benefits, then the IDFC First Power Rupay Credit Card is a great option for you. Apply today and start saving!
Read More About:- Credit Card, Banks, IDFC First Bank
