UPI payment without internet: how to do it?


The Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI) recently announced a new UPI 123Pay project to simplify digital payments for "40 crore" feature phone users.

How to Make UPI Payments without Internet?

Step 1: Call the number "08045163666" to begin. The UPI pay process will then prompt you to select a language. 

Step 2: To initiate a money transfer, tap "1" on your phone's keypad. 

Step 3: As soon as you're done, you'll be asked to select a UPI-compatible bank. To validate the information, users must press "1" again on their phone's keypad. 

Step 4: Tap "1" again to complete the transaction, then enter your mobile number. 

Step 5: Enter the amount to be transferred and the UPI pin you previously created.