Types of Health Insurance in India

Check here about the various types of Health Insurance available in India, before buying one. 

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Individual Health Insurance

These are healthcare plans that offer medical cover to just one policyholder.

Family Floater Insurance

These policies allow you to avail health insurance for your entire family without needing to buy separate plans for each member.

Critical Illness Cover

These are specialised health plans that provide extensive financial assistance when the policyholder is diagnosed with specific, chronic illnesses.

Senior Citizen Health Insurance

As the name suggests, these policies specifically cater to individuals aged 60 years and beyond.

Group Health Insurance

Such policies are generally offered to employees of an organisation or company.

Maternity Health Insurance

These policies cover medical expenses during pre-natal, post-natal and delivery stages. It covers both the mother as well as her newborn.

Personal Accident Insurance

These medical insurance policies only cover financial liability from injuries, disability or death arising due to accidents.

Preventive Healthcare Plan

Such policies cover the cost of treatment concerned with preventing a severe disease or condition.

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